Ventura County Community Development Corporation
Ventura County Community Development Corporation
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About this organization
Mission
To strengthen and sustain vibrant communities by empowering individuals and families to build wealth through education and homeownership with a primary focus on serving low- to moderate-income clients.
About
VCCDC has grown in response to market conditions and opportunities, as well as client needs, and operates as a one-stop Home Ownership Center where it provides a full range of services:- Education: Pre/post-purchase, foreclosure preventation, financial empowerment;- Counseling: Budget/savings counseling, pre-purchase, foreclosure preventation;- Financial Coaching: (include group education, 1:1 coaching/counseling and peer support);- Lending Services: Loan packaging/organization specializing in fixed-rate mortgages/down-payment assistance;- Realty Services: Specializing in acquisition/rehab of modest priced homes and represents both buyers and sellers through real estate transactions.VCCDC is committed to high quality standards in the delivery of its services and has maintained all of its certification and affiliation as a HUD Approved Housing Counseling Agency, an adopter of the National Industry Standards for its Homeownership Education and Counseling Services, a certified Community Development Financial Institution (CDFI), an approved broker with tne Nationwide Mortgage Licensing System & Registry (NMLS) and a member of the Ventura County Coastal Association of Realtors.
Interesting data from their 2019 990 filing
The non-profit's aim, as indicated in the filing, is “To strengthen and sustain vibrant communities by empowering individuals and families to build wealth through education and homeownership with a primary focus on serving low-to-moderate income clients”.
When referring to its functions, they were specified as: “The organization assists people and neighborhoods through providing the following:- a full range of housing options- unique first-time home buyer loans- housing alternatives awareness via counseling/coaching and educational activities.the above activities allow the organization to strengthen and sustain vibrant communities by empowering and enabling low-to-moderate income individuals, families and businesses to build wealth through homeownership & entrepreneurship.”.
- The non-profit has reported their operating state as CA, as required by law.
- As stated in the filing, the non-profit's address in 2019 was 2231 STURGIS ROAD SUITE A, OXNARD, CA, 93030.
- The non-profit's form reports a total of 13 employees as of 2019.
- Does not operate a hospital.
- Does not operate a school.
- Does not collect art.
- Does not provide credit counseling.
- Does not have foreign activities.
- Is not a donor-advised fund.
- Is not a private foundation.
- Expenses are between $500,000 and $1,000,000+.
- Revenue is greater than $1,000,000.
- Revenue less expenses is $239,003.
- The CEO's salary policy within the organization is established through a review process by an impartial entity.
- The organization has a written policy that describes how long it will retain documents.
- The organization has 10 independent voting members.
- The organization was formed in 2001.
- The organization has a written policy that addresses conflicts of interest.
- The organization is required to file Schedule O.
- The organization pays $676,875 in salary, compensation, and benefits to its employees.
- The organization pays $1,290 in fundraising expenses.
- The organization provides Form 990 to its governing body.
- The organization pays grants to individuals.
- The organization has minutes of its meetings.
- The organization has a written whistleblower policy.
- The organization's financial statements were reviewed by an accountant.