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Your investment options

As a Daffy member, you make a commitment to put money aside for causes that you believe in, and Daffy portfolios give your contributions the opportunity to grow over time. Daffy offers Standard, ESG, and Crypto portfolios so you can choose investments that match your priorities. But no matter which portfolio you choose, the investment gains are tax-free and increase your giving potential so you can support the causes you care about.

  • Standard

  • ESG

  • Crypto

Standard

Portfolios composed of a globally diversified mix of low-cost index funds across US and international equities

  • StandardConservative

    US Equities40%
    International Equities10%
    US Bonds35%
    International Bonds15%
  • StandardModerate

    US Equities50%
    International Equities25%
    US Bonds15%
    International Bonds10%
  • StandardAggressive

    US Equities55%
    International Equities35%
    US Bonds5%
    International Bonds5%

ESG

Portfolios composed of funds that are selected for high environmental, social, and governance standards. Each is a globally diversified mix of low-cost index funds across the US and international equities and bonds.

  • ESGConservative

    US Equities40%
    International Equities8%
    Emerging Markets Equities2%
    US Bonds35%
    International Bonds15%
  • ESGModerate

    US Equities50%
    International Equities20%
    Emerging Markets Equities5%
    US Bonds15%
    International Bonds10%
  • ESGAggressive

    US Equities55%
    International Equities25%
    Emerging Markets Equities10%
    US Bonds5%
    International Bonds5%

Crypto

Portfolios designed for members looking for exposure to cryptocurrency in their investments. We offer both diversified portfolios and pure crypto portfolios.

  • CryptoDiversified

    Bitcoin
    Ethereum
    US Equities50%
    International Equities30%
    US Bonds10%
    International Bonds5%
    Crypto5%
  • CryptoPure Crypto

    Bitcoin67%
    Ethereum33%
    US Equities
    International Equities
    US Bonds
    International Bonds
    Crypto
  • CryptoBitcoin

    Bitcoin100%
    Ethereum
    US Equities
    International Equities
    US Bonds
    International Bonds
    Crypto
Daffy portfolios are managed as fully-invested in the securities outlined above. However, from time to time portfolios may have a small temporary cash balance for liquidity purposes when managing the inflow of contributions and outflow of donations. All current portfolio holdings, including cash, are disclosed to Daffy members on their portfolio page.

Our Investment Philosophy

At Daffy, we know that every penny that you contribute to your fund counts. All of our portfolios are composed of high-quality, low-cost index funds managed by some of the most trustworthy providers in the industry, Vanguard and BlackRock. Daffy offers a total of nine different portfolios across three different categories: Standard, ESG, and Crypto. For each type of portfolio, Daffy provides several options that vary in terms of risk and volatility, so members can select the portfolio that best matches their own risk tolerance and sensibilities. Unlike many donor-advised funds, Daffy charges no additional management fee for their investment portfolios.

  • Standard

    Standard portfolios are composed of low-cost and globally diversified index funds provided by Vanguard, one of the most trustworthy providers in the industry. Each portfolio is comprised of a balanced mix of equities and bonds, with separate funds for US and International exposure. You can select from conservative, moderate, and aggressive options. The average expense ratio for the ETFs in these portfolios is exceptionally low at just 0.04%.

  • ESG

    ESG portfolios are composed of low-cost and globally diversified funds that are selected for high environmental, social, and governance standards. Daffy has selected funds from iShares by BlackRock for their low-cost and superb reputation. Each portfolio is comprised of a balanced mix of equities and bonds, with separate funds for US and International exposure. You can select from conservative, moderate, and aggressive options. The average expense ratio for the ETFs in these portfolios is very low, ranging between 0.13% to 0.16%.

  • Crypto

    Crypto portfolios are designed for members looking for exposure to crypto in their investments. Daffy has selected Bitwise Investments for their unique crypto index funds for members looking for a diversified portfolio, and with Coinbase for direct access to Bitcoin and Ethereum. Daffy offers three options: a diversified option composed of stocks, bonds, and crypto, as well as two pure crypto portfolios, one with Bitcoin & Ethereum, and one with just Bitcoin. The average expense ratio for the diversified portfolio is 0.17%. While there are no expense ratios for direct investments in Bitcoin & Ethereum, the portfolios do include trading costs for these assets.