Your investment options

As a Daffy member, you make a commitment to put money aside for causes that you believe in, and Daffy portfolios give your contributions the opportunity to grow over time. Daffy offers Standard, ESG, and Crypto portfolios so you can choose investments that match your priorities. But no matter which portfolio you choose, the investment gains are tax-free and increase your giving potential so you can support the causes you care about.

Standard
ESG
Crypto

Standard

Portfolios composed of a globally diversified mix of low-cost index funds across US and international equities

StandardConservative
US Equities 40%
International Equities 10%
US Bonds 30%
International Bonds 10%
Cash 10%
StandardModerate
US Equities 50%
International Equities 20%
US Bonds 10%
International Bonds 10%
Cash 10%
StandardAggressive
US Equities 50%
International Equities 30%
US Bonds 5%
International Bonds 5%
Cash 10%

US Equities	40%	50%	50%
International Equities	10%	20%	30%
US Bonds	30%	10%	5%
International Bonds	10%	10%	5%
Cash	10%	10%	10%

ESG

Portfolios composed of funds that are selected for high environmental, social, and governance standards. Each is a globally diversified mix of low-cost index funds across the US and international equities and bonds.

ESGConservative
US Equities 40%
International Equities 8%
Emerging Markets Equities 2%
US Bonds 30%
International Bonds 10%
Cash 10%
ESGModerate
US Equities 50%
International Equities 15%
Emerging Markets Equities 5%
US Bonds 10%
International Bonds 10%
Cash 10%
ESGAggressive
US Equities 50%
International Equities 20%
Emerging Markets Equities 10%
US Bonds 5%
International Bonds 5%
Cash 10%

US Equities	40%	50%	50%
International Equities	8%	15%	20%
Emerging Markets Equities	2%	5%	10%
US Bonds	30%	10%	5%
International Bonds	10%	10%	5%
Cash	10%	10%	10%

Crypto

Portfolios designed for members looking for exposure to cryptocurrency in their investments. We offer both diversified portfolios and pure crypto portfolios.

CryptoDiversified
US Equities 45%
International Equities 30%
US Bonds 5%
International Bonds 5%
Cash 10%
Crypto 5%
Bitcoin
Ethereum
CryptoPure Crypto
US Equities
International Equities
US Bonds
International Bonds
Cash 10%
Crypto
Bitcoin 60%
Ethereum 30%
CryptoBitcoin
US Equities
International Equities
US Bonds
International Bonds
Cash 10%
Crypto
Bitcoin 90%
Ethereum

US Equities	45%
International Equities	30%
US Bonds	5%
International Bonds	5%
Cash	10%	10%	10%
Crypto	5%
Bitcoin		60%	90%
Ethereum		30%

Our Investment Philosophy

At Daffy, we know that every penny that you contribute to your fund counts. All of our portfolios are composed of high-quality, low-cost index funds managed by some of the most trustworthy providers in the industry, Vanguard and BlackRock. Daffy offers a total of nine different portfolios across three different categories: Standard, ESG, and Crypto. For each type of portfolio, Daffy provides several options that vary in terms of risk and volatility, so members can select the portfolio that best matches their own risk tolerance and sensibilities. Unlike many donor-advised funds, Daffy charges no additional management fee for their investment portfolios.

Standard
Standard portfolios are composed of low-cost and globally diversified index funds provided by Vanguard, one of the most trustworthy providers in the industry. Each portfolio is comprised of a balanced mix of equities and bonds, with separate funds for US and International exposure. You can select from conservative, moderate, and aggressive options. The average expense ratio for the ETFs in these portfolios is exceptionally low at just 0.04%.
ESG
ESG portfolios are composed of low-cost and globally diversified funds that are selected for high environmental, social, and governance standards. Daffy has selected funds from iShares by BlackRock for their low-cost and superb reputation. Each portfolio is comprised of a balanced mix of equities and bonds, with separate funds for US and International exposure. You can select from conservative, moderate, and aggressive options. The average expense ratio for the ETFs in these portfolios is very low, ranging between 0.13% to 0.16%.
Crypto
Crypto portfolios are designed for members looking for exposure to crypto in their investments. Daffy has selected Bitwise Investments for their unique crypto index funds for members looking for a diversified portfolio, and with Coinbase for direct access to Bitcoin and Ethereum. Daffy offers three options: a diversified option composed of stocks, bonds, and crypto, as well as two pure crypto portfolios, one with Bitcoin & Ethereum, and one with just Bitcoin. The average expense ratio for the diversified portfolio is 0.17%. While there are no expense ratios for direct investments in Bitcoin & Ethereum, the portfolios do include trading costs for these assets.

Investments details

Standard Portfolios

Asset Class	Security	Ticker
US Equities	Vanguard Total Market ETF	VTI
International Equities	Vanguard Total International Stock	VXUS
US Bonds	Vanguard Total Bond Market	BND
International Bonds	Vanguard Total International Bond	BNDX
Cash

ESG Portfolios

Asset Class	Security	Ticker
US Equities	iShares ESG Aware MSCI USA	ESGU
International Equities	iShares ESG Aware MSCI EAFE	ESGD
Emerging Markets Equities	iShares ESG Aware MSCI EM	ESGE
US Bonds	iShares ESG Aware U.S. Aggregate Bond	EAGG
International Bonds	iShares Global Green Bond	BGRN
Cash

Crypto Portfolios

Asset Class	Security	Ticker
Bitcoin	Bitcoin	BTC
Ethereum	Ethereum	ETH
US Equities	Vanguard Total Market ETF	VTI
International Equities	Vanguard Total International Stock	VXUS
US Bonds	Vanguard Total Bond Market	BND
International Bonds	Vanguard Total International Bond	BNDX
Crypto	Bitwise 10 Crypto Index	BITW
Cash