Ahead Inc.
Ahead Inc.
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About this organization
Revenue
$285,915
Expenses
$61,769
Mission
To help first time home buyers through low interest loans. The loans can be up to 10,000, payable over a maximum of 10 years, at a 3% interest rate, with an equal monthly payment amount from the borrower. In addition, from the regional housing trust fund monies received, our mission is to provide housing rehabilitation assistance to qualified homeowners, and to provide tenant rental and utility assistance to qualified individuals. In addition, a revolving loan fund has been established in relation to this program for owner and rental rehabilitation loans.
About
Fiscal year 2011 was our first year as part of the regional housing trust fund. In F/Y 2018 we provided tenant rental and homeowner utility assistance to several hundred qualified low income households. Rental and utility assistance funds were funneled through the county general relief directors, who dispersed these funds to recipients. As of June 30, 2019, there are outstanding loans to low income households, so these homeowners could use these funds for such things as roofs, gutters, siding, foundation repairs, and various structural improvements. Also, as of June 30, 2019, there are outstanding loans to different habitat for humanities and to additional non-profit, for constructing or repairing homes in the community.
Interesting data from their 2020 990 filing
The purpose of the non-profit, as set forth in the filing, is “To help first time home buyers through low interest loans. the loans can be up to 10,000, payable over a maximum of 10 years, at a 3% interest rate, with an equal monthly payment amount from the borrower. in addition, from the regional housing trust fund monies received, our mission is to provide housing rehabilitation assistance to qualified homeowners, and to provide tenant rental and utility assistance to qualified individuals. in addition, a revolving loan fund has been established in relation to this program for owner and rental rehabilitation loans.”.
When discussing its purpose, they were characterized as: “To help first time home buyers through low interest loans. the loans can be up to 10,000, payable over a maximum of 10 years, at a 3% interest rate, with an equal monthly payment amount from the borrower. in addition, from the regional housing trust fund monies received, our mission is to provide housing rehabilitation assistance to qualified homeowners, and to provide tenant rental and utility assistance to qualified individuals. in addition, a revolving loan fund has been established in relation to this program for owner and rental rehabilitation loans.”.
- The state in which the non-profit is legally authorized to operate is IA, as reported.
- The filing confirms that the non-profit's address in 2020 was PO BOX 1110, OTTUMWA, IA, 52501.
- The form of the non-profit reports 0 employees as of 2020.
- Does not operate a hospital.
- Does not operate a school.
- Does not collect art.
- Does not provide credit counseling.
- Does not have foreign activities.
- Is not a donor-advised fund.
- Is not a private foundation.
- Expenses are less than $100,000.
- Revenue is between $250,000 and $500,000.
- Revenue less expenses is $224,146.
- The CEO salary plan within the organization is not subject to review and approval by an impartial entity.
- The organization has a written policy that describes how long it will retain documents.
- The organization has 5 independent voting members.
- The organization was formed in 1995.
- The organization has a written policy that addresses conflicts of interest.
- The organization is required to file Schedule O.
- The organization pays $0 in salary, compensation, and benefits to its employees.
- The organization pays $0 in fundraising expenses.
- The organization provides Form 990 to its governing body.
- The organization has minutes of its meetings.
- The organization has a written whistleblower policy.
- The organization's financial statements were reviewed by an accountant.