Daffy

Nevada Affordable Housing Assistance Corporation

Nevada Affordable Housing Assistance Corporation

Las Vegas, NV 89102
Tax ID30-0154421

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By donating on this page you are making an irrevocable contribution to Daffy Charitable Fund, a 501(c)(3) public charity, and a subsequent donation recommendation to the charity listed above, subject to our Member Agreement. Contributions are generally eligible for a charitable tax-deduction and a yearly consolidated receipt will be provided by Daffy. Processing fees may be applied and will reduce the value available to send to the end charity. The recipient organizations have not provided permission for this listing and have not reviewed the content.
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About this organization

Revenue

$41,785,915

Expenses

$41,790,028

Mission

THE MISSION OF NAHAC IS TO PROVIDE FUNDS, SUBSIDIES, AND/OR BENEFITS TO NEVADA HOMEOWNERS OR OTHER TARGETED GROUPS OF INDIVIDUALS WITHIN THE STATE OF NEVADA IN ORDER TO ASSIST WITH AFFORDABLE OR SUBSIDIZED SINGLE OR MULTI-FAMILY HOUSING. AT A MINIMUM, THIS WILL ENCOMPASS CONSISTENTLY DETERMINING WHAT THE SPECIFIC NEEDS OF NEVADA HOMEOWNERS ARE, AND ANY OTHER APPLICABLE NEEDS OF THE INDIVIDUAL COMMUNITIES THEREIN. LIAISONS WITH PUBLIC AND PRIVATE PARTNERS, AS APPLICABLE, WILL BE CONSISTENTLY SOUGHT TO ACHIEVE THIS OVERARCHING OBJECTIVE. THE NAHAC QUALIFIED AND TRAINED TEAM OF PROFESSIONALS WILL PROVIDE THIS SERVICE IN AN EFFICIENT AND EFFECTIVE MANNER, MAKING THE NEEDS OF ELIGIBLE NEVADA HOMEOWNERS ITS TOP DAILY PRIORITY.

About

PRINCIPAL REDUCTION PROGRAM (PRP)- PROVIDES ASSISTANCE TO REDUCE THE PRINCIPAL BALANCE OF PRIMARY MORTGAGES FOR BORROWERS WITH AN ELIGIBLE FINANCIAL HARDSHIP AND/OR NEGATIVE EQUITY BY: (A) PRINCIPAL REDUCTION AND A PERMANENT MODIFICATION OR REAMORTIZATION TO ACHIEVE AN AFFORDABLE MONTHLY PAYMENT; OR (B) PRINCIPAL REDUCTION OF A "NON-DELINQUENT" BORROWER'S PRIMARY MORTGAGE IN A SIGNIFICANT NEGATIVE EQUITY POSITION TO AN AMOUNT AS CLOSE TO AND NOT LESS THAN 100% LOAN-TO-VALUE RATIO AS THE AMOUNT OF PER- HOUSEHOLD ASSISTANCE WILL PERMIT TO REDUCE THE RISK OF POTENTIAL DEFAULT BY SUCH BORROWERS. THIS ASSISTANCE IS PROVIDED AS A ONE-TIME PAYMENT TO LENDERS/SERVICERS UP TO A MAXIMUM OF 100,000 PER HOUSEHOLD. SECOND MORTGAGE REDUCTION PLAN (SMRP)- PROVIDES ASSISTANCE TO BORROWERS WITH AN ELIGIBLE FINANCIAL HARDSHIP WHO HAVE A SECOND MORTGAGE LIEN AND WHO: (A) COULD ACHIEVE AFFORDABLE MONTHLY MORTGAGE PAYMENTS AND AN APPROPRIATE LEVEL OF DEBT IF THEIR SECOND MORTGAGE (SECOND LIEN) WERE ELIMINATED; OR (B) COULD ACHIEVE AFFORDABLE MONTHLY MORTGAGE PAYMENTS AND AN APPROPRIATE LEVEL OF DEBT WITH A PRINCIPAL REDUCTION AND REAMORTIZATION OR MODIFICATION OF THEIR SECOND MORTGAGE. THIS ASSISTANCE IS PROVIDED AS A ONE-TIME PAYMENT TO LENDERS/SERVICERS UP TO A MAXIMUM OF 50,000 PER HOUSEHOLD. MORTGAGE ASSISTANCE PROGRAM (MAP AND U-MAP)- PROVIDES TEMPORARY FINANCIAL ASSISTANCE TO ELIGIBLE NEVADA BORROWERS WHO WISH TO REMAIN IN THEIR HOMES, BUT HAVE SUFFERED A LOSS OF INCOME DUE TO UNEMPLOYMENT OR UNDEREMPLOYMENT. MAP PROVIDES MORTGAGE PAYMENT ASSISTANCE EQUAL TO THE LESSER OF 3,000 PER MONTH OR 100% OF THE PRINCIPAL, INTEREST, TAX, AND INSURANCE, AS APPLICABLE (PITI) AND ANY ESCROWED OR NON-ESCROWED HOMEOWNER'S ASSOCIATION DUES OR ASSESSMENTS, FOR UP TO EIGHTEEN (18) MONTHS, WITH THE PURPOSE OF PREVENTING AVOIDABLE FORECLOSURES UNTIL SUCH TIME THAT THE BORROWER RETAINS EMPLOYMENT SUFFICIENT TO MEET THE DEMANDS OF SATISFYING THEIR REGULAR MORTGAGE PAYMENT. MORTGAGE REINSTATEMENT ASSISTANCE PROGRAM (MRAP)- PROVIDES TEMPORARY FINANCIAL ASSISTANCE TO ELIGIBLE BORROWERS WHO WISH TO REMAIN IN THEIR HOMES, BUT ARE IN IMMINENT DANGER OF LOSING THEIR HOME TO FORECLOSURE. MRAP PROVIDES FUNDS TO HELP INCOME-QUALIFIED BORROWERS CURE THEIR DELINQUENT FIRST MORTGAGE LOAN ARREARAGES, WHICH MAY ALSO INCLUDE PAYMENTS NEEDED TO REINSTATE THEIR LOANS FROM FORECLOSURE. ASSISTANCE WITH CURING DELINQUENT, NON-ESCROWED PROPERTY TAXES AND HOMEOWNERS' ASSOCIATION DUES IS ONLY AVAILABLE IN CONJUNCTION WITH OTHER ASSISTANCE ON THE HOMEOWNER'S MORTGAGE LOANS.

Interesting data from their 2020 990 filing

The non-profit's aim, as stated in the filing, is “The mission of nahac is to provide funds, subsidies, and/or benefits to nevada homeowners or other targeted groups of individuals within the state of nevada in order to assist with affordable or subsidized single or multi-family housing. at a minimum, this will encompass consistently determining what the specific needs of nevada homeowners are, and any other applicable needs of the individual communities therein. liaisons with public and private partners, as applicable, will be consistently sought to achieve this overarching objective. the nahac qualified and trained team of professionals will provide this service in an efficient and effective manner, making the needs of eligible nevada homeowners its top daily priority.”.

When referring to its actions, they were outlined as: “The mission of nahac is to provide funds, subsidies, and/or benefits to nevada homeowners or other targeted groups of individuals within the state of nevada in order to assist with affordable or subsidized single or multi-family housing. at a minimum, this will encompass consistently determining what the specific needs of nevada homeowners are, and any other applicable needs of the individual communities therein. liaisons with public and private partners, as applicable, will be consistently sought to achieve this overarching objective. the nahac qualified and trained team of professionals will provide this service in an efficient and effective manner, making the needs of eligible nevada homeowners its top daily priority.”.

  • The non-profit has complied with legal obligations by reporting their state of operation as NV.
  • The non-profit's address in 2020 is noted in the filing as 3016 W CHARLESTON BLVD 160, LAS VEGAS, NV, 89102.
  • The non-profit's form for 2020 reports a total of 12 employees.
  • Does not operate a hospital.
  • Does not operate a school.
  • Does not collect art.
  • Does not provide credit counseling.
  • Does not have foreign activities.
  • Is not a donor-advised fund.
  • Is not a private foundation.
  • Expenses are greater than $1,000,000.
  • Revenue is greater than $1,000,000.
  • Revenue less expenses is -$4,113.
  • The salary policy for the CEO of the organization is established through a review and approval by an impartial party.
  • The organization has a written policy that describes how long it will retain documents.
  • The organization has 6 independent voting members.
  • The organization was formed in 2003.
  • The organization has a written policy that addresses conflicts of interest.
  • The organization is required to file Schedule B.
  • The organization is required to file Schedule O.
  • The organization pays $1,012,685 in salary, compensation, and benefits to its employees.
  • The organization pays $0 in fundraising expenses.
  • The organization provides Form 990 to its governing body.
  • The organization pays grants to individuals.
  • The organization has minutes of its meetings.
  • The organization has a written whistleblower policy.
  • The organization's financial statements were reviewed by an accountant.