we offer a Cash portfolio for those who prefer to keep their funds liquid. Investing in a diversified portfolio of index funds is a smart move for several reasons. Firstly, they have very low fees. This is because it's not very expensive to own a little bit of everything weighted like the market. Secondly, they're very tax efficient. In our tax system, you owe taxes only when you sell a security. Index funds mostly hold the same stocks year in and year out, making them a tax-efficient choice. Lastly, index funds tend to outperform most active traders and active fund managers. At Daffy, we understand the importance of investing in a diversified portfolio of index funds. That's why we offer 13 different investment portfolios, all made up of high-quality, low-cost index funds managed by some of the most trustworthy providers in the industry: Vanguard, Schwab, and BlackRock. As a Daffy member, you're not just investing your money, you're investing in the causes you believe in. Your money doesn't sit idle; it's invested tax-free, giving your contributions the opportunity to grow over time. This means you can make a bigger impact with your charitable giving. So why not simplify your giving with Daffy, the Donor Advised Fund for You™? Easily donate to almost every US public charity, track tax-deductible contributions, and access donation receipts all in one place. Plus, Daffy waives all membership fees for members with less than $100 in their fund. Invest in a diversified portfolio of index funds with Daffy and make your money work harder for the causes you care about. Get started today for free!