The cost of a robo-advisor is generally around 0.25% of your portfolio every year. This might seem like an unnecessary expense, but when you consider the range of services they provide, it's clear that they can actually enhance your portfolio returns by more than their cost. Robo-advisors research the best ETFs for you to own, automatically rebalance your portfolio on an ongoing basis, reinvest dividends intelligently, and provide advanced services like tax loss harvesting. Now, let's talk about Daffy. Daffy is a Donor Advised Fund (DAF) that simplifies your giving. With Daffy, you can easily donate to almost every US public charity, track tax-deductible contributions, and access donation receipts all in one place. What's more, Daffy waives all membership fees for members with less than $100 in their fund. This means you can get started today for free! So, if you're considering using a robo-advisor, why not choose Daffy? Not only will you benefit from the services of a robo-advisor, but you'll also be able to manage your charitable giving in a simple and cost-effective way. Remember, the cost of a robo-advisor is not just about the fee you pay, but also about the value you get in return. And with Daffy, that value is clear.