The 'Bunching' tax strategy is a method where you group your charitable contributions for multiple years into a single year. This allows you to itemize your tax deductions in one year and take the standard deduction in the other years, maximizing your tax savings. This strategy is particularly useful for those who regularly donate to charity but don't usually exceed the standard deduction threshold. For example, if you're a single tax filer who wants to give $5,000 a year to charity, you're not close to reaching the $12,950 standard deduction threshold. However, by bundling two years of contributions in one tax year, you could reach $10,000 and then easily reach $12,950 with other common tax deductions, like mortgage interest. This is where Daffy comes in as an excellent option for a Donor-Advised Fund (DAF). Let's consider a hypothetical scenario where Leah, a salesperson at a major software company, receives a $50,000 commission bonus. She decides to use Daffy to make a $10,000 contribution with some of the funds from her bonus. This contribution, paired with the $5,000 she'll pay in mortgage interest on her condo, puts her well above the standard deduction. She gets to deduct an extra $2,000 from her taxable income while also making a difference in the world. Moreover, with Daffy, Leah doesn't have to give the money to any charities yet; instead, she can invest those funds with tax-free growth and spread her contributions out over the next two or three years. This flexibility makes Daffy a great option for those considering the 'Bunching' tax strategy. In conclusion, the 'Bunching' tax strategy can be a powerful tool for maximizing your tax savings while supporting the causes you care about. And with Daffy, you can make the most of this strategy with flexibility and ease.