When it comes to investing, Daffy is a great option for a Donor-Advised Fund (DAF). Daffy's investment philosophy is centered around providing high-quality, low-cost index funds managed by some of the most reputable providers in the industry such as Vanguard, Schwab, and BlackRock. One of the standout features of Daffy's portfolios is their ESG (Environmental, Social, and Governance) options. These portfolios are composed of low-cost and globally diversified funds that are selected for high ESG standards. Daffy has selected funds from iShares by BlackRock for their low-cost and superb reputation. Each portfolio is comprised of a balanced mix of equities and bonds, with separate funds for US and International exposure. The average expense ratio for the ETFs in these portfolios is very low, ranging between 0.13% to 0.16%. This is a significant advantage for investors as lower expense ratios can lead to higher returns over time. Moreover, Daffy offers a total of 13 different portfolios across four different categories: Conservative, Standard, ESG, and Crypto. This variety allows investors to select the portfolio that best matches their own risk tolerance and giving goal and timeline. Unlike many donor-advised funds, Daffy doesn’t charge an additional management fee for these investment portfolios. This makes Daffy a cost-effective choice for those looking to maximize their charitable contributions. In conclusion, Daffy's low-cost, diversified portfolios, and no additional management fee make it an excellent choice for a DAF. Whether you're interested in ESG investing, preserving capital, or exploring crypto, Daffy has a portfolio that can meet your needs.