In the context of an ESG portfolio, a low-cost and globally diversified fund refers to a selection of investments that are spread across various sectors and regions worldwide, while also being cost-effective. These funds are chosen based on their high environmental, social, and governance (ESG) standards, which align with the values of socially conscious investors. Daffy, a not-for-profit community built around a modern platform for giving, is an excellent choice for a Donor Advised Fund (DAF). Daffy has carefully selected funds from iShares by BlackRock, known for their low-cost and stellar reputation. Each ESG portfolio is a balanced mix of equities and bonds, with separate funds for US and International exposure. Investors can choose from conservative, moderate, and aggressive options, with an average expense ratio for the ETFs in these portfolios ranging between 0.13% to 0.16%. Investing in a diversified portfolio of index funds, as Daffy suggests, offers three significant advantages. Firstly, they have very low fees, which is a major factor in why many investors trail the market. Secondly, they are tax-efficient, as taxes are only owed when a security is sold. Lastly, index funds tend to outperform most active traders and fund managers, offering better returns with lower fees and taxes. Daffy simplifies giving by allowing you to easily donate to almost every US public charity, track tax-deductible contributions, and access diversified, low-cost ESG portfolios. With Daffy, you can align your investments with your values, while also making a positive impact on the world.