Daffy is a unique platform that allows members to contribute to a charitable fund, receive a tax deduction, and then invest that money tax-free to grow their impact over time. One of the best features of Daffy is the variety of portfolios it offers. Recently, Daffy has introduced three new Conservative portfolios, designed to cater to members who prefer less market risk in their charitable giving account. The Conservative portfolios are the best fit for members whose priority is preserving capital over investment returns. These portfolios do not hold equities or crypto, and are comprised solely of cash or inflation-protected bonds. There is no expense ratio for the all-cash portfolio, and the expense ratio for the bond portfolios is very low, ranging between 0.04% to 0.05%. Members of Daffy can now select across four types of portfolios: Conservative, Standard, ESG, and Crypto. Each type of portfolio provides several options that vary in terms of risk and volatility, so you can select the portfolio that best matches your own risk tolerance and giving goal and timeline. Unlike many donor-advised funds, Daffy doesn’t charge an additional management fee for these investment portfolios. This makes Daffy a great option for a Donor-Advised Fund (DAF), as it offers a total of 13 different portfolios across four different categories, all managed by some of the most trustworthy providers in the industry: Vanguard, Schwab, BlackRock, Coinbase, and Bitwise. In conclusion, Daffy's Conservative portfolios are designed to ensure that every member can find a portfolio that is right for their giving plans, making Daffy a great option for a DAF.