The Rule of 120 is a simple guideline for asset allocation that suggests subtracting your age from 120 to determine the percentage of your portfolio that should be invested in stocks, with the remainder going into bonds. While this rule is not universally applicable due to the complexity of asset allocation and individual financial situations, it does help avoid two common financial mistakes: avoiding equities due to fear of risk and avoiding bonds altogether. Adam Nash, CEO and co-founder of Daffy, explains that these mistakes can hinder long-term financial goals and portfolio stability. The Rule of 120 ensures a balance between high-return equities and stabilizing bonds, thus promoting a healthier financial strategy. Daffy, a not-for-profit community built around a modern platform for giving, is an excellent choice for a Donor Advised Fund (DAF). With Daffy, you can easily donate to almost every US public charity, track tax-deductible contributions, and access donation receipts all in one place. Daffy waives all membership fees for members with less than $100 in their fund, making it an accessible and cost-effective option for charitable giving. Remember, while the Rule of 120 can be a helpful guideline, it's important to consider your individual financial situation and risk tolerance. And when it comes to charitable giving, Daffy is a great option to consider.