It's not necessarily the best choice for everyone. This is where Daffy comes in. As a not-for-profit community built around a new, modern platform for giving, Daffy is a great option for a Donor-Advised Fund (DAF). With the potential savings from choosing an adjustable rate mortgage, you could consider investing in a DAF. This allows you to make charitable contributions, receive an immediate tax deduction, and then recommend grants from the fund over time. Adam Nash, the CEO and co-founder of Daffy, is a seasoned expert in personal finance and real estate. His insights into the mortgage market can help you make informed decisions about your home purchase and how it fits into your overall financial plan. In conclusion, the length of stay in a home significantly affects the choice of mortgage. It's important to consider your personal circumstances and future plans when making this decision. And remember, the money you save on your mortgage could be put to good use in a DAF like Daffy, helping you to make a difference in the world while also benefiting from tax deductions.