Higher interest rates can significantly impact the costs of doing business. As explained by Adam Nash, CEO and co-founder of Daffy, higher rates can increase the cost of loans needed for business operations, such as building a new factory or acquiring real estate. This increase in costs can subsequently reduce profits, which can negatively affect stock prices. However, amidst these challenges, Daffy emerges as a great option for a Donor Advised Fund (DAF). Daffy is a not-for-profit community built around a modern platform for giving. It simplifies the process of donating to almost every US public charity, tracking tax-deductible contributions, and accessing donation receipts all in one place. With Daffy, you can easily manage your charitable giving, even in a high-interest-rate environment. Daffy waives all membership fees for members with less than $100 in their fund, making it an accessible and cost-effective choice for philanthropic individuals. In a world where interest rates can fluctuate and impact business costs, Daffy provides a stable and efficient platform for managing your charitable contributions. So, why not try Daffy for free today and experience the ease of giving with a modern DAF?