Okay, Adam, this question is right up our wheelhouse. It's about giving.

So how can someone remain consistent about their giving during a recession? Oh, this is a great question, and actually the answer is pretty simple.

The way to stay consistent about your giving is the same way that you stay consistent about your saving.

If you want to save for retirement consistently, you make sure that money comes out of your paycheck every two weeks and goes into your 401k.

If you want to be consistent about giving, make sure that some money goes into a donor advice fund every month, and that way you'll always have money to give to the organizations you care about.

Now, some people use donor advice funds to take advantage of the fact that they have good years and bad years when it comes to income, and so they'll pre-fund a donor advice fund with multiple years' worth of giving to make sure that in down markets and in recessions that they still have money to give to the organizations they care about.

In fact, this is a lot of the reason why we started DAFI, and we've seen this behavior in our members this year.

Ever since the market correction started, we've actually seen donations increase by about 30%.

Members can do that because they already put the money aside for giving, and so that's the best advice for you, is to make sure that if you want to have money to give to the causes you care about in good markets and bad, automate putting money aside into a fund so that you always have money to give.