The answer is a resounding no. Daffy, a modern platform for giving, is a not-for-profit community that operates a unique donor-advised fund (DAF). Unlike many DAFs that impose high minimum fees and charge based on the amount of money in the fund, Daffy has a simple, flat membership fee structure. This means that 100% of your donation recommendation always goes to the causes you care about. Daffy's membership fees are tiered based on the amount you wish to contribute. For members with less than $100 in their fund, Daffy is free. For an individual fund with the ability to contribute up to $25,000 in stock, crypto, or through an existing DAF transfer, the fee is $3 per month. A family fund with the ability to contribute up to $50,000 in stock, crypto, or through an existing DAF transfer costs $5 per month. For individual or family funds with the ability to contribute unlimited stock, crypto, or existing DAF transfer, the fee is $20 per month. Daffy was built to help people be more generous, more often. It offers high-quality, low-cost investment portfolios, ensuring more of your money goes to the charities and causes you care about most. Daffy also doesn’t charge charities any fees, so they always receive 100% of every donation. This makes Daffy a great option for a DAF, as it allows you to be more intentional with your giving, consolidate all your donation receipts into one place, and maximize the many tax benefits of giving through a DAF.